4.7 on App Store · 500+ reviews

Money that’s

Money that’s

Money that’s

built to be

built to be

built to be

shared.

shared.

shared.

Spin up unlimited accounts, pool money effortlessly, spend together with your friends, and get real-time payments that move money as fast as your plans.

Scan to download App

$1400.00

+ $322

Send money

Add people

$12,390

Pooled

New deposit activity

You received $32

James Reece

Owner

Saved

$300

$1400.00

+ $322

Send money

Add people

$12,390

Pooled

New deposit activity

You received $32

James Reece

Owner

Saved

$300

Switch is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Switch Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

Get to know Switch

Switch isn’t another payment app. It’s the new standard for shared finances — combining effortless payments, pooled accounts, and smart controls for everything from friend groups to large organizations.

Switch isn’t another payment app.

It’s the new standard for shared finances.

Shared accounts

Smart Debit cards

Perks and rewards

MoneyPools

Shared accounts

Smart Debit cards

Perks and rewards

MoneyPools

Florida State University

“The time and money Switch has saved us is unbelievable. We only wish we had joined sooner.”

owen flint

FSU Sigma Phi Epsilon

SHAREd Accounts: The best way to manage money together

Create unlimited accounts to manage money together for free. Stay organized, keep everything transparent, and stay in control. Perfect for friends, roommates, and clubs.

Built for anything

Assign roles

Manage at a glance

Move Money with ease for free

Create shared accounts for any purpose—club committees, housing, projects, relationships, or events—and keep group spending organized in one place.

  • Social wkd

  • Ski Trip

  • Roommates

SHAREd Accounts: The best way to manage money together

Create unlimited accounts to manage money together for free. Stay organized, keep everything transparent, and stay in control. Perfect for friends, roommates, and clubs.

SEND or receive MONEY

Instantly send money or receive money from anyone on Switch — in-app or on the web.

COMPLETE BANKING + MORE

Print or mail checks, deposit cash, send wires, all in one place. Manage funds instantly with built-in fraud protection, QuickBooks sync, and access to 42,000+ free All Point ATMs

Create for free

Fund any account instantly from any Switch account, MoneyPool, or any bank in the US.

FDIC-Insurance up to $3,000,000

Subtext: Deposits held in a Switch-sponsored account may be eligible for FDIC pass-through insurance. Pass-through insurance coverage is subject to conditions*. Read More

SHAREd Accounts:
The best way to manage money together

Create unlimited accounts to manage money together for free. Stay organized, keep everything transparent, and stay in control. Perfect for friends, roommates, and clubs.

SEND or receive MONEY

Instantly send money or receive money from anyone on Switch — in-app or on the web.

COMPLETE BANKING + MORE

Print or mail checks, deposit cash, send wires, all in one place. Manage funds instantly with built-in fraud protection, QuickBooks sync, and access to 42,000+ free All Point ATMs

Create for free

Fund any account instantly from any Switch account, MoneyPool, or any bank in the US.

FDIC-Insurance up to $3,000,000

Subtext: Deposits held in a Switch-sponsored account may be eligible for FDIC pass-through insurance. Pass-through insurance coverage is subject to conditions*. Read More

instantly Assign anyone a visa

debit card

Say goodbye to chasing reimbursements or messy spreadsheets—track your expenses together in real time. Issue one-time or multi-use Switch Visa debit cards in seconds to share spending with anyone from any account. Smart controls keep you in charge, while your group enjoys effortless, transparent spending.

Custom Spending Limits

Custom Spending Limits

You can set a spend limit on any Switch card so you won't be charged for more than you authorize. 

You can set a spend limit on any Switch card so you won't be charged for more than you authorize. 

Limit $1,000

Limit $1,000

Jacob Gladwell

Jacob Gladwell

Alex Smith

Alex Smith

Full Access

Full Access

Limit $5,000

Limit $5,000

Jaber Kansas

Jaber Kansas

Apple & Google Wallet Ready

Apple & Google Wallet Ready

Instantly add your virtual card to Apple Pay or Google Pay for seamless tap-to-pay, or order a physical card for longer term use.

Instantly add your virtual card to Apple Pay or Google Pay for seamless tap-to-pay, or order a physical card for longer term use.

Pause or Close at Any Time

To proactively protect against data breaches or mis-use, you can pause or close a Switch Card anytime, anywhere without impacting your other cards.

Pause or Close at Any Time

To proactively protect against data breaches or mis-use, you can pause or close a Switch Card anytime, anywhere without impacting your other cards.

New deposit activity

You received $32

New deposit activity

You received $32

New deposit activity

You received $32

Real-time alerts & oversight

Get instant notifications on every transaction and keep full visibility across all spending.

New deposit activity

You received $32

New deposit activity

You received $32

New deposit activity

You received $32

Real-time alerts & oversight

Get instant notifications on every transaction and keep full visibility across all spending.

New deposit activity

You received $32

New deposit activity

You received $32

New deposit activity

You received $32

Real-time alerts & oversight

Get instant notifications on every transaction and keep full visibility across all spending.

Advanced data protection keeps you and your information safe

Privacy is PCI-DSS compliant and SOC 2 Type II certified, and your data is secured by 256-bit encryption.

Advanced data protection keeps you and your information safe

Privacy is PCI-DSS compliant and SOC 2 Type II certified, and your data is secured by 256-bit encryption.

Advanced data protection keeps you and your information safe

Privacy is PCI-DSS compliant and SOC 2 Type II certified, and your data is secured by 256-bit encryption.

Get up to 20% cashback & perks at 100’s of retailers you love!

Get up to 20% cashback & perks
at 100’s of retailers you love!

We’re partnered with brands that you love to receive instant cash back!

We’re partnered with brands that you love to receive instant cash back!

  • Save on your fall or Spring Break trip

  • Discounts on house renovations

  • Discounts on group orders

  • Discounts on local spots

  • Discounts on food

  • Discounts on tickets and attractions

  • Save on your fall or Spring Break trip

  • Discounts on house renovations

  • Discounts on group orders

  • Discounts on local spots

  • Discounts on food

  • Discounts on tickets and attractions

moneypools: The easiest way to collect money from a group.

Switch brings everything into one place — collect money, track payments, and keep everyone on the same page.

Get started in secodnds

share with anyone

no download required

track who paid together

Open a MoneyPool in less time than it takes to read this sentence—right from our website, iOS, or Android app.

moneypools: The easiest way to collect money from a group.

Switch brings everything into one place — collect money, track payments, and keep everyone on the same page.

Get started in secodnds

share with anyone

no download required

track who paid together

Open a MoneyPool in less time than it takes to read this sentence—right from our website, iOS, or Android app.

moneypools: The easiest way to collect money from a group.

Switch brings everything into one place — collect money, track payments, and keep everyone on the same page.

20+ features make
collecting money a breeze

Make anything happen

Whatever the reason, Switch makes it easy to collect, manage and spend money with a group.

  • Team Jerseys

    $5000

    FSU, Men's Basketball Team

  • Mom's Weekend

    $21,800

    U. Miami, Alpha Epsilon Pi

  • Parent's Wkd Fundraiser

    $4,395

    San Diego State, Delta Sigma Phi

  • Manny's Band Philanthropy

    $30,200

    Boulder, Alpha Epsilon Pi

  • Beach Weekend

    $30,840

    U. South Carolina, FIJI

  • Roadtrip

    $110,593

    U. Florida, Sigma Chi

  • Toronto Formal

    $9,415

    Penn State University, Acacia

  • Golf Tourney

    $2,250

    Boulder, Sigma Pi

  • Paintball

    $1,181

    Florida State, Delta Chi

  • Dues

    $356,782

    Ohio State, Tau Kappa Epsilon

  • Hoodie Merch

    $1,315

    U. Arizona, Tau Kappa Epsilon

  • Chapter Food

    $9,870

    U. Iowa, Sigma Pi

  • Breast Cancer Awareness

    $4,100

    Arizona State, Sigma Tau Gamma

and whatever you can think of!

moneypools: The easiest way to collect money from a group.

Switch brings everything into one place — collect money, track payments, and keep everyone on the same page.

20+ features make
collecting money a breeze

Make anything happen

Whatever the reason, Switch makes it easy to collect, manage and spend money with a group.

  • Team Jerseys

    $5000

    FSU, Men's Basketball Team

  • Mom's Weekend

    $21,800

    U. Miami, Alpha Epsilon Pi

  • Parent's Wkd Fundraiser

    $4,395

    San Diego State, Delta Sigma Phi

  • Manny's Band Philanthropy

    $30,200

    Boulder, Alpha Epsilon Pi

  • Beach Weekend

    $30,840

    U. South Carolina, FIJI

  • Roadtrip

    $110,593

    U. Florida, Sigma Chi

  • Toronto Formal

    $9,415

    Penn State University, Acacia

  • Golf Tourney

    $2,250

    Boulder, Sigma Pi

  • Paintball

    $1,181

    Florida State, Delta Chi

  • Dues

    $356,782

    Ohio State, Tau Kappa Epsilon

  • Hoodie Merch

    $1,315

    U. Arizona, Tau Kappa Epsilon

  • Chapter Food

    $9,870

    U. Iowa, Sigma Pi

  • Breast Cancer Awareness

    $4,100

    Arizona State, Sigma Tau Gamma

and whatever you can think of!

Tools built just for your organization

Tools built
just for your
organization

Create a business account to gain extra features just for you and your organization.

Jacob Recee

@jacobr

Sasha Banks

@sashab

Dean Jackson

@sonjack

Allow multiple organization admins

Let your exec or advisors do their part—move money, open accounts—while you stay in control of what everyone can (and can’t) do.

Allow multiple organization admins

Let your exec or advisors do their part—move money, open accounts—while you stay in control of what everyone can (and can’t) do.

Easy Account transfer

When your term ends, in seconds pass full control to the next leader with Face ID — no paperwork, no stress.

Easy Account transfer

When your term ends, in seconds pass full control to the next leader with Face ID — no paperwork, no stress.

Easy Account transfer

When your term ends, in seconds pass full control to the next leader with Face ID — no paperwork, no stress.

Connect

Connect to any existing dues management platform or bank for easy reconsiliation.

Connect

Connect to any existing dues management platform or bank for easy reconsiliation.

AI Receipt capture

Coming soon: Turn on receipt capture to get picture of each receipt for all purchases.

AI Receipt capture

Coming soon: Turn on receipt capture to

get picture of each receipt for all

purchases.

Pay in Installments

Offer payment plans to members, or coming soon, Pay over time (BNPL) with installments.

Pay in Installments

Offer payment plans to members, or coming soon, Pay over time (BNPL) with installments.

Pay in Installments

Offer payment plans to members, or coming soon, Pay over time (BNPL) with installments.

Trusted by 100’s of leading national organizations

and many many more!

Loved by everyone

Loved by everyone

Loved by everyone

Loved by everyone

The future of shared money

1,000+

organizations

The future of shared money

1,000+

organizations

Upgrade to get more

Monthly

Yearly

Standard

$0

$0

/month

/yearly

Comes with all the basic features you need for your money goals

Unlimited shared accounts & money pools

Unlimited virtual debit cards

Send money to other Switch users

Limited text blasts

Multiple payment options

FDIC insurance on your funds

PRO

Most popular

$10

$100

/month

/yearly

Or FREE when you maintain a min of $5k balance across all your Switch accounts

Everything in Standard

2 physical debit cards a year

Up to 50% cash back at partner retailers

Free ATM access @ 42k+ locations

Free unlimited texts blasts

Free mailed and printed checks

Over $1,000 in Avg value

premium (Clubs & orgs only)

$100

$900

/month

/yearly

Or FREE when you maintain a min $50k balance across all your Switch accounts.

Everything in Pro

990N + 990EZ Tax Filings Included

Send members to collections

Account concierge

Priority support

Over $5,000 in Avg value

Upgrade to get more

Monthly

Yearly

Standard

$0

$0

/month

/yearly

Comes with all the basic features you need for your money goals

Unlimited shared accounts & money pools

Unlimited virtual debit cards

Send money to other Switch users

Limited text blasts

Multiple payment options

FDIC insurance on your funds

PRO

Most popular

$10

$100

/month

/yearly

Or FREE when you maintain a min of $5k balance across all your Switch accounts

Everything in Standard

2 physical debit cards a year

Up to 50% cash back at partner retailers

Free ATM access @ 42k+ locations

Free unlimited texts blasts

Free mailed and printed checks

Over $1,000 in Avg value

premium (Clubs & orgs only)

$100

$900

/month

/yearly

Or FREE when you maintain a min $50k balance across all your Switch accounts.

Everything in Pro

990N + 990EZ Tax Filings Included

Send members to collections

Account concierge

Priority support

Over $5,000 in Avg value

Upgrade to get more

Monthly

Yearly

Standard

$0

$0

/month

/yearly

Comes with all the basic features you need for your money goals

Unlimited shared accounts & money pools

Unlimited virtual debit cards

Send money to other Switch users

Limited text blasts

Multiple payment options

FDIC insurance on your funds

PRO

Most popular

$10

$100

/month

/yearly

Or FREE when you maintain a min of $5k balance across all your Switch accounts

Everything in Standard

2 physical debit cards a year

Up to 50% cash back at partner retailers

Free ATM access @ 42k+ locations

Free unlimited texts blasts

Free mailed and printed checks

Over $1,000 in Avg value

premium (Clubs & orgs only)

$100

$900

/month

/yearly

Or FREE when you maintain a min $50k balance across all your Switch accounts.

Everything in Pro

990N + 990EZ Tax Filings Included

Send members to collections

Account concierge

Priority support

Over $5,000 in Avg value

Upgrade to get more

Monthly

Yearly

Standard

$0

$0

/month

/yearly

Comes with all the basic features you need for your money goals

Unlimited shared accounts & money pools

Unlimited virtual debit cards

Send money to other Switch users

Limited text blasts

Multiple payment options

FDIC insurance on your funds

PRO

Most popular

$10

$100

/month

/yearly

Or FREE when you maintain a min of $5k balance across all your Switch accounts

Everything in Standard

2 physical debit cards a year

Up to 50% cash back at partner retailers

Free ATM access @ 42k+ locations

Free unlimited texts blasts

Free mailed and printed checks

Over $1,000 in Avg value

premium (Clubs & orgs only)

$100

$900

/month

/yearly

Or FREE when you maintain a min $50k balance across all your Switch accounts.

Everything in Pro

990N + 990EZ Tax Filings Included

Send members to collections

Account concierge

Priority support

Over $5,000 in Avg value

Got questions? we’ve got you

Got questions?
we’ve got you

Does Switch charge fees?

How does Switch make money?

Are my funds FDIC-insured?

How is Switch different from Venmo, Splitwise, or PayPal?

Difference between a shared spending account and a moneypool

Do people have to download an app?

Why choose Switch over a traditional bank

Does Switch work with national organizations and universities?

Does Switch charge fees?

How does Switch make money?

Are my funds FDIC-insured?

How is Switch different from Venmo, Splitwise, or PayPal?

Difference between a shared spending account and a moneypool

Do people have to download an app?

Why choose Switch over a traditional bank

Does Switch work with national organizations and universities?

Share money. Share life.

App Store · 48k reviews

get started in less than 2 minutes

Download Switch

Download switch to get started

Switch is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Switch Visa Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the term and conditions of the sweep program at https://thread.bank/sweep-disclosure and a list of program banks at https://thread.bank/program-banks. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

© 2024 Grink Inc.

Share money. Share life.

App Store · 48k reviews

get started in less than 2 minutes

Download Switch

Download switch to get started

Switch is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Switch Visa Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the term and conditions of the sweep program at https://thread.bank/sweep-disclosure and a list of program banks at https://thread.bank/program-banks. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

© 2024 Grink Inc.

Share money.

Share life.

App Store · 48k reviews

get started in less
than 2 minutes

Download switch to

get started

Switch is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Switch Visa Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the term and conditions of the sweep program at https://thread.bank/sweep-disclosure and a list of program banks at https://thread.bank/program-banks. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

© 2024 Grink Inc.

Share money. Share life.

App Store · 48k reviews

get started in less than 2 minutes

Download switch to get started

Switch is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Switch Visa Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the term and conditions of the sweep program at https://thread.bank/sweep-disclosure and a list of program banks at https://thread.bank/program-banks. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

© 2024 Grink Inc.

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